Restaurant, Bar and Brewery Insurance Coverages and Services
Restaurant-Ins.com is a restaurant, bar and brewery insurance agency serving the Western United States. We’ve developed markets to increase coverage and save you money. We shop your insurance coverage options to find you the best value available for your general liability, liquor liability, employers practices liability, workers compensation and more.
GLOSSARY OF TERMS
General Liability: Insures against trip/slip and fall, food poisoning, injury on premises, property damage, etc.
Liquor Liability: Insures against liquor liability claims from over-serving, alcohol poisoning, etc.
Workers Compensation: Covers your employees against injury in the workplace.
Business Income: Insures your businesses’ income while your establishment is in repair for a covered loss
Products Coverage (Breweries): Cover your brewery’s product when your patrons take it home.
Equipment Coverage: Insures your restaurant/bar/brewery equipment against property damage/loss.
Business Property: Your non-fixed property, tenant finish and catering equipment.
Employer Practices Liability Insurance (EPLI): Very important for establishments that are high energy or serve liquor. Covers your business, management and employees from sexual harassment, wrongful termination and other civil claims.
Assault and Battery Coverage: Covers your bar for employee on patron or patron on patron violence or physical injury.
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Theft/Crime: Covers you for theft or crime caused by outsiders and your employees.
Business Auto: Covers your delivery, catering or service vehicles on the road.
Spoilage: Insures your stock for loss caused by power failure/outage.
Umbrella: Overlays your other insurance products to increase your liability coverage.